Get your free Chicago Auto Insurance quote from Northwest Insurance Network. For great coverage at competitive rates, visit us online or call 312-427-1777
The simple fact of the matter is that you have to carry an Auto Insurance policy. Actually, all registered motor vehicles in the state are required to carry liability coverage at the very least. Although there are minimum coverage amounts required by law, it is advisable to carry a policy that has a greater maximum coverage.
Illinois is an "at-fault" state, which means the driver that is found to be legally responsible for the accident is the person that has to pay for the damages and injuries sustained. If you are involved in an accident for which you are found responsible and the cost of the damages is higher than your policy limits, you may be held personally accountable for the additional costs.
When it comes to purchasing Car Insurance in Chicago, you need to talk to an experience professional. That is exactly what you will find at Northwest Insurance Network. We have more than fifty years of experience and will work with you to make sure you get the best possible coverage at the most competitive rates.
We believe that quality Automobile Insurance is more than just coverage and claims. We start with you and your unique needs. Then, we translate everything that we learn into an insurance policy that will work the best for you, your vehicles and your family that drives them.
We are dedicated to providing you will all the benefits that our experience allows us to offer. We take pride in the services and products that we offer, giving you the best possible coverage that your money can buy.
Our commitment is to provide you with complete satisfaction. We work quickly and professionally to build long lasting relationships with all of our customers. We are here when you need us and that is a promise on which you can rely.
A standard Auto Insurance policy from Northwest Insurance Network will provide you with the essential liability as well as any other coverage that the law requires, such as uninsured motorist protection. In addition, we also have a number of additional coverage options from which you may choose. Your agent will offer you personal advice on all of the products that are available and help you find the coverage that is right for you. Many companies offer various discounts:
Even if you are among the most careful drivers, there is still the risk that you could cause an accident. If you are at fault, you are financially liable for all of the property damage and injuries that result. Each State has it's own mimimum required Car Insurance limits.
Collision coverage will pay for the repairs to your car if it collides with an object or another vehicle. In this case, it does not matter who is at fault in the incident.
Comprehensive coverage will pay for damage to your vehicle that is unrelated to a collision. This includes vandalism, flood, fire, theft and hail damage.
This type of coverage will pay for hospital, doctor and funeral expenses for you, the relatives that live with you and your passengers that occur as a result of an accident covered by your Chicago Automobile Insurance policy. You may also be protected while driving someone else's vehicle with permission. In addition, if you or a member of your family is struck by a vehicle as a pedestrian, these expenses may be covered as well. Your agent at Northwest Insurance Network will be able to provide you with all the details and explain the coverage limits in your specific policy.
This coverage is mandatory in the state of Illinois. All Car Insurance policies are required to include coverage for uninsured motorist with limits that are equal to the injury liability coverage of the policy.
Uninsured motorist coverage will pay for the damages or injuries that result from a collision with a driver that does not have insurance or a hit-and-run incident. You will also receive compensation if you or a family member is struck by such a driver as a pedestrian. Lost wages, medical expenses and any other loss that is related to injuries sustained in the accident will be covered for both you and your passengers.
If the driver that causes the accident does not have adequate coverage to pay for the damages, underinsured motorist coverage will pay for any amount that exceeds their financial limits.
The consequences of not having adequate Automobile Insurance are immense. Do not wait until you are involved in an accident and left to pay for damages and injuries out of your own pocket. Complete and submit the simple, risk free quote form to get started building your policy right away.
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